China Legal ToolkitMAINLAND CHINA LEGAL TOOLS

CHINA LEGAL TOOLKIT / CNY

LPR interest calculator

Calculate simple interest using an applicable LPR quote, multiplier and spread, with separate periods for changes.

Simple interest, without automatic compounding. Add a period when the rate or outstanding principal changes; periods must not overlap.

Period 1

Use the contract, judgment and enforcement determination for date conventions, year basis and remaining balances. Gaps accrue no interest; repayments are not allocated automatically.

Calculation result

Enter the parameters to see interest by period.

Check the applicable 1-year or over-5-year LPR and quotation date at the official source. This tool does not fetch current rates or determine whether an agreed multiplier is lawful.

Official sources

People’s Bank of China: LPR quotations ↗

Rules checked: 27 September 2026. Mainland China only. Enter the regional/year-specific figures applicable to your matter. All calculations run in your browser; entered values are not sent to our server. Analytics and advertising remain enabled.